Pumpkin Chocolate Chip Bread That Tastes Like Fall in Every Bite

Pumpkin chocolate chip bread fills the kitchen with the warm aroma of cinnamon, nutmeg, and cloves, making it a true fall favorite. This cozy treat blends rich pumpkin flavor with melty chocolate chips in every bite. Whether you’re baking for the holidays or just want something sweet with your coffee, this recipe delivers the perfect balance of spice, sweetness, and softness. It’s easy to make, uses simple pantry ingredients, and bakes beautifully every time. In this post, you’ll learn what makes this pumpkin chocolate chip bread so irresistible, how to get the best texture, and how to avoid the most common baking mistakes.

A Family Favorite Pumpkin Chocolate Chip Bread

Every fall, my kitchen turns into a pumpkin wonderland. When I was growing up, my mom baked pumpkin bread every October weekend, and the smell alone could pull me out of bed. But when I made my own version years later adding chocolate chips for a little extra love I knew I’d never go back. That simple twist turned a comforting classic into something unforgettable.

This pumpkin chocolate chip bread recipe has become a staple in our home. It’s rich, moist, and never dry or crumbly. The canned pumpkin adds a natural softness that stays fresh for days, and the spice blend brings a cozy warmth without overpowering the chocolate. The chips melt just enough to create gooey, sweet pockets throughout the loaf.

I like using semi-sweet chocolate, but milk chocolate or even mini chips work well, too. Over the years, I’ve tested it as mini loaves, muffins, and even as a dessert brunch option for early fall gatherings. It always disappears fast especially when served warm with a little butter.

If you’re like me and love baked goods that are easy, delicious, and seasonally perfect, this pumpkin chocolate chip bread will become a recipe you reach for every year. It pairs perfectly with a mug of coffee or spiced tea and makes a thoughtful gift for friends and neighbors. For more fall dessert ideas, don’t miss this soft pumpkin cake with glaze another crowd-pleaser worth baking.

The Delicious Reason Everyone Loves Pumpkin Chocolate Chip Bread

Pumpkin and chocolate make an unexpectedly perfect pair one brings warmth, the other sweetness, creating a flavor that feels both familiar and new. On their own, both bring a lot to the table but together, they create a loaf that’s warm, rich, and impossible to resist. Pumpkin chocolate chip bread offers the earthy sweetness of pumpkin, the cozy depth of fall spices, and the satisfying richness of chocolate chips. It’s like dessert disguised as breakfast.

So, does pumpkin bread taste good with chocolate chips? Absolutely. The chocolate adds contrast and depth to the naturally spiced batter. Instead of competing, the ingredients balance each other beautifully. Pumpkin adds soft, lasting moisture to the loaf, while chocolate chips bring bursts of sweetness in every slice.

The key to a perfect pumpkin chocolate chip bread lies in texture. Many bakers run into the problem of mushy or overly wet bread. That usually happens for one of three reasons: too much pumpkin, overmixing the batter, or underbaking. In this recipe, the pumpkin quantity is carefully measured, and the batter is mixed just until combined no more. Overworking the flour will lead to dense, wet spots that never fully cook.

It’s also important to bake the bread long enough. A toothpick inserted in the center should come out clean or with a few moist crumbs never raw batter. If your oven runs cool, you may need a few extra minutes, so always check doneness in the middle of the loaf. If you’re making mini loaves or muffins, keep an eye on them, as the bake time will be shorter.

You can serve pumpkin chocolate chip bread slightly warm, straight from the oven, or wrap it tightly and let it rest overnight. In fact, the flavor often gets better by the next day. For more make-ahead options, check out our fall baking freezer tips.

Common Mistakes to Avoid with Pumpkin Chocolate Chip Bread

Even a simple recipe like pumpkin chocolate chip bread can go sideways if you’re not careful. Whether your chocolate chips sink to the bottom, the bread comes out soggy, or it crumbles when sliced these are all fixable with a few smart tips.

Let’s start with the chocolate chips. If they all drop to the bottom of the loaf while baking, it’s usually because the batter is too thin or the chips are too heavy. To prevent this, toss your chocolate chips in a little bit of flour before folding them into the batter. This light coating helps suspend them throughout the bread. Another trick? Reserve a few chips and sprinkle them on top just before baking this guarantees some will show up on the surface, making the loaf look bakery-style.

Now, let’s talk about texture. A mushy or sunken loaf can happen if your pumpkin purée is too watery, or if the loaf is underbaked. Always use canned pumpkin, not pumpkin pie filling, and avoid overmixing once the dry ingredients are added. Mix just until the batter comes together.

Another common mistake is not checking doneness properly. A quick poke with a toothpick in the center should come out clean or with just a few moist crumbs. If the top is golden but the inside is raw, loosely cover the loaf with foil and continue baking.

Avoiding these small missteps will give you a perfect pumpkin chocolate chip bread every time. And if you’re a fan of reliable fall treats, try our spiced pumpkin dump cake it’s just as cozy and even easier to make. For more quick baking tips, check out this guide to no-fail breads.

Ways to Enjoy Pumpkin Chocolate Chip Bread All Season Long

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Pumpkin chocolate chip bread fresh loaf

Pumpkin Chocolate Chip Bread: A Sweet and Spiced Classic You’ll Crave


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  • Author: Chef Luna
  • Total Time: 1 hour 10 minutes
  • Yield: 2 loaves 1x
  • Diet: Vegetarian

Description

This moist, flavorful pumpkin chocolate chip bread is the ultimate fall treat. Easy to make, filled with warm spices and melty chocolate perfect for breakfast, dessert, or gifting.


Ingredients

Scale
  1. 2 cups granulated sugar
  2. 1/2 cup butter, softened
  3. 3 large eggs
  4. 2 teaspoons vanilla extract
  5. 15 ounces canned pumpkin
  6. 2 3/4 cups all-purpose flour
  7. 1/2 teaspoon baking powder
  8. 1 1/2 teaspoons baking soda
  9. 1 teaspoon salt
  10. 3/4 teaspoon ground cinnamon
  11. 1/4 teaspoon ground cloves
  12. 1/4 teaspoon ground nutmeg
  13. 1/2 cup milk
  14. 12-ounce package chocolate chips

Instructions

  • Preheat oven to 350°F. Line two 8.5×4.5-inch loaf pans with parchment and spray with nonstick spray.
  • Beat sugar and butter together until fluffy. Add eggs, pumpkin, and vanilla. Mix until smooth.
  • In a separate bowl, combine flour, baking powder, baking soda, salt, cinnamon, cloves, and nutmeg.
  • Alternate adding dry ingredients and milk to the wet mixture, starting and ending with dry.
  • Fold in chocolate chips.
  • Divide batter into pans. Bake for 45–55 minutes, or until a toothpick comes out clean.
  • Cool in pans for 10 minutes, then transfer to a wire rack to finish cooling.

Notes

  1. Store in an airtight container for up to 5 days at room temperature or 10 days refrigerated.
  2. Freeze loaves for up to 3 months.
  3. To make muffins: bake 28–38 minutes at 350°F. Makes about 24.
  • Prep Time: 15 minutes
  • Cook Time: 55 minutes
  • Category: Dessert
  • Method: Baking
  • Cuisine: American

Nutrition

  • Serving Size: 1 slice
  • Calories: 241
  • Sugar: 26g
  • Sodium: 221mg
  • Fat: 8g
  • Saturated Fat: 4g
  • Unsaturated Fat: 3g
  • Trans Fat: 0g
  • Carbohydrates: 39g
  • Fiber: 1g
  • Protein: 3g
  • Cholesterol: 36mg

One of the best things about pumpkin chocolate chip bread is how versatile it is. Whether you’re baking for a crowd or prepping for the week, this recipe can be adapted in so many ways. It’s more than just a loaf it’s muffins, mini loaves, even a fall dessert centerpiece.

If you’re gifting baked goods or planning brunch, try dividing the batter into mini loaf pans. You’ll get perfectly portioned, adorable loaves that bake in about 30 minutes. They wrap up beautifully with twine and parchment, making them ideal for holidays, potlucks, or teacher gifts. Looking for a grab-and-go breakfast? This batter turns into soft, bakery-style muffins just bake them at 350°F for 28–35 minutes.

Another reason to love this pumpkin chocolate chip bread is how well it stores. Once cooled completely, wrap it in plastic wrap or place in an airtight container. It’ll stay moist at room temperature for up to 5 days. If you want it to last longer, place it in the fridge and it will stay fresh for about 10 days.

Want to make it ahead? This bread freezes like a dream. Wrap it tightly in foil, then place it in a freezer-safe bag. Label and freeze for up to 3 months. When ready to enjoy, thaw at room temperature overnight. You can even warm slices in the toaster oven for that fresh-baked feel.

To serve, try it plain, with a smear of cinnamon butter, or alongside a cozy fall drink. It also pairs well with spiced crockpot apple cider or easy pumpkin lattes for a seasonal treat that feels like a coffee shop moment at home.

Whether it’s fresh from the oven or thawed from the freezer, pumpkin chocolate chip bread is a simple pleasure that fits into every fall moment.

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Frequently Asked Questions About Pumpkin Chocolate Chip Bread

Does pumpkin bread taste good with chocolate chips?
Yes, pumpkin bread tastes amazing with chocolate chips. The warm, spiced flavor of pumpkin pairs perfectly with the rich sweetness of chocolate. The result is a comforting, dessert-like loaf with just the right amount of sweetness. In fact, many people find that pumpkin chocolate chip bread becomes their go-to fall recipe because of how well the flavors work together.

Why is my pumpkin bread so mushy?
A mushy texture usually comes from too much moisture or underbaking. Always use the correct amount of canned pumpkin and be sure not to overmix the batter. Check for doneness by inserting a toothpick in the center if it comes out clean or with a few moist crumbs, it’s ready. For best results, follow tested recipes like this one for pumpkin chocolate chip bread that include balanced wet-to-dry ingredient ratios.

How to keep chocolate chips from sinking in pumpkin bread?
To prevent chocolate chips from sinking to the bottom of the loaf, toss them in a small amount of flour before adding them to the batter. This helps suspend the chips evenly throughout the bread. Also, make sure your batter isn’t too thin. When made correctly, pumpkin chocolate chip bread should have chocolate in every bite, not just at the bottom.

What are common pumpkin bread mistakes?
Common mistakes include overmixing the batter, using too much pumpkin, and not baking the loaf long enough. These errors can lead to a dense, soggy, or cracked bread. Stick with reliable instructions and measure your ingredients carefully. This way, your pumpkin chocolate chip bread will come out perfectly moist, fluffy, and full of flavor every time.

Conclusion

Pumpkin chocolate chip bread brings all the comfort of fall into one easy, delicious recipe. With its soft texture, rich spices, and melty chocolate chips, it’s the kind of treat you’ll want to make again and again. Whether you bake it as a full loaf, mini loaves, or muffins, it’s a recipe that delivers every time. Store it, freeze it, gift it this bread fits every occasion. Now that you know how to avoid the common pitfalls, you’re ready to bake the perfect loaf. Don’t be surprised if it becomes a new seasonal tradition in your home.

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